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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,390 | $93,117+58.3% | $77,096+91.2% | $134,532+9.6% |
| Participation rate | 20.0% | 74.5%-54.5pp | 67.9%-47.9pp | 81.2%-61.2pp |
| Annual return | -8.86% | 62.67%-71.5pp | 42.35%-51.2pp | 418.27%-427.1pp |
| Employer contribution / active EE | $1,005 | $3,420-70.6% | $2,814-64.3% | $4,741-78.8% |
| Participant deferral / active EE | $1,256 | $5,241-76.0% | $4,429-71.7% | $6,401-80.4% |
| Admin fee / account holder | $16,017 | $6,948+130.5% | $5,428+195.1% | $11,429+40.1% |