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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,855 | $176,105-61.5% | $159,474-57.5% | $167,536-59.5% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 21.17% | 331.91%-310.7pp | 263.68%-242.5pp | 478.82%-457.6pp |
| Employer contribution / active EE | $2,724 | $5,299-48.6% | $4,831-43.6% | $4,839-43.7% |
| Participant deferral / active EE | $2,724 | $7,751-64.9% | $7,353-63.0% | $6,342-57.0% |
| Admin fee / account holder | $261 | $12,559-97.9% | $10,802-97.6% | $12,315-97.9% |