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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,946 | $81,276-58.2% | $155,574-78.2% | $80,925-58.1% |
| Participation rate | 87.9% | 66.2%+21.6pp | 78.2%+9.7pp | 67.7%+20.2pp |
| Annual return | 19.65% | 33.36%-13.7pp | 64.87%-45.2pp | 35.65%-16.0pp |
| Employer contribution / active EE | $10 | $3,103-99.7% | $4,676-99.8% | $2,756-99.7% |
| Participant deferral / active EE | $15,008 | $3,453+334.6% | $5,629+166.6% | $4,299+249.1% |
| Admin fee / account holder | $12,787 | $7,993+60.0% | $15,914-19.7% | $6,940+84.2% |