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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,745 | $117,777-82.4% | $71,778-71.1% | $134,545-84.6% |
| Participation rate | 20.0% | 68.9%-48.9pp | 62.3%-42.3pp | 81.2%-61.2pp |
| Annual return | -23.43% | 25.46%-48.9pp | 9.15%-32.6pp | 418.37%-441.8pp |
| Employer contribution / active EE | $806 | $2,525-68.1% | $1,704-52.7% | $4,742-83.0% |
| Participant deferral / active EE | $3,159 | $3,756-15.9% | $2,656+18.9% | $6,401-50.7% |
| Admin fee / account holder | $82 | $6,379-98.7% | $3,974-97.9% | $11,431-99.3% |