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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,775 | $165,399-53.0% | $149,745-48.1% | $158,982-51.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 81.68% | 348.34%-266.7pp | 276.72%-195.0pp | 302.99%-221.3pp |
| Employer contribution / active EE | $27,467 | $5,105+438.1% | $4,646+491.2% | $4,763+476.7% |
| Participant deferral / active EE | $20,258 | $7,183+182.0% | $6,843+196.0% | $5,983+238.6% |
| Admin fee / account holder | $1,269 | $10,811-88.3% | $9,312-86.4% | $11,252-88.7% |