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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,984 | $76,522-55.6% | $56,033-39.3% | $145,884-76.7% |
| Participation rate | 12.5% | 63.2%-50.7pp | 52.5%-40.0pp | 80.3%-67.8pp |
| Annual return | 12.38% | 3014.28%-3001.9pp | 1711.38%-1699.0pp | 551.85%-539.5pp |
| Employer contribution / active EE | $240 | $1,382-82.7% | $1,041-77.0% | $4,662-94.9% |
| Participant deferral / active EE | $1,050 | $2,624-60.0% | $1,954-46.3% | $6,690-84.3% |
| Admin fee / account holder | $3,551 | $3,328+6.7% | $2,827+25.6% | $13,392-73.5% |