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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,681 | $190,916-50.9% | $160,037-41.5% | $134,545-30.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -23.82% | 552.79%-576.6pp | 408.95%-432.8pp | 418.37%-442.2pp |
| Employer contribution / active EE | $765 | $4,996-84.7% | $4,226-81.9% | $4,742-83.9% |
| Participant deferral / active EE | $13,500 | $6,925+95.0% | $6,184+118.3% | $6,401+110.9% |
| Admin fee / account holder | $6,600 | $10,497-37.1% | $8,716-24.3% | $11,431-42.3% |