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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,850 | $138,072-77.7% | $123,549-75.0% | $135,382-77.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.45% | 153.69%-167.1pp | 119.20%-132.7pp | 519.77%-533.2pp |
| Employer contribution / active EE | $4,165 | $5,152-19.2% | $4,628-10.0% | $4,779-12.9% |
| Participant deferral / active EE | $10,695 | $6,799+57.3% | $6,426+66.4% | $5,609+90.7% |
| Admin fee / account holder | $835 | $10,917-92.3% | $9,284-91.0% | $10,829-92.3% |