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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,480 | $160,028+88.4% | $147,080+105.0% | $145,884+106.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.41% | 98.60%-82.2pp | 420.17%-403.8pp | 551.85%-535.4pp |
| Employer contribution / active EE | $16,531 | $5,286+212.8% | $4,933+235.1% | $4,662+254.6% |
| Participant deferral / active EE | $22,006 | $8,422+161.3% | $8,066+172.8% | $6,690+229.0% |
| Admin fee / account holder | $1,449 | $15,030-90.4% | $12,989-88.8% | $13,392-89.2% |