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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,369 | $165,361-92.5% | $149,715-91.7% | $158,950-92.2% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 96.28% | 348.24%-252.0pp | 276.66%-180.4pp | 302.91%-206.6pp |
| Employer contribution / active EE | $3,811 | $5,103-25.3% | $4,645-17.9% | $4,762-20.0% |
| Participant deferral / active EE | $11,337 | $7,182+57.9% | $6,842+65.7% | $5,983+89.5% |
| Admin fee / account holder | $2,787 | $10,808-74.2% | $9,310-70.1% | $11,248-75.2% |