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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,918 | $148,623-79.2% | $135,974-77.3% | $139,466-77.8% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 51.02% | 79.30%-28.3pp | 68.30%-17.3pp | 373.66%-322.6pp |
| Employer contribution / active EE | $5,551 | $5,246+5.8% | $4,859+14.2% | $4,754+16.8% |
| Participant deferral / active EE | $11,989 | $8,103+48.0% | $7,760+54.5% | $6,712+78.6% |
| Admin fee / account holder | $2,513 | $12,406-79.7% | $10,767-76.7% | $11,409-78.0% |