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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,406 | $83,485-25.2% | $125,195-50.2% | $72,976-14.5% |
| Participation rate | 82.4% | 73.3%+9.1pp | 79.8%+2.7pp | 69.5%+12.9pp |
| Annual return | 506.36% | 25.77%+480.6pp | 43.79%+462.6pp | 81.02%+425.3pp |
| Employer contribution / active EE | $1,992 | $2,346-15.1% | $3,866-48.5% | $2,440-18.4% |
| Participant deferral / active EE | $4,637 | $3,586+29.3% | $4,937-6.1% | $3,608+28.5% |
| Admin fee / account holder | $618 | $5,518-88.8% | $9,704-93.6% | $5,124-87.9% |