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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,894 | $254,759-91.8% | $216,567-90.4% | $198,609-89.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 17.62% | 10.04%+7.6pp | 12.94%+4.7pp | 202.70%-185.1pp |
| Employer contribution / active EE | $3,044 | $6,096-50.1% | $5,216-41.6% | $5,055-39.8% |
| Participant deferral / active EE | $3,386 | $6,948-51.3% | $6,191-45.3% | $6,977-51.5% |
| Admin fee / account holder | $1,385 | $26,311-94.7% | $21,981-93.7% | $19,030-92.7% |