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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,894 | $199,109-89.5% | $173,730-88.0% | $154,746-86.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.62% | 20.02%-2.4pp | 19.96%-2.3pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,044 | $5,311-42.7% | $4,577-33.5% | $4,379-30.5% |
| Participant deferral / active EE | $3,386 | $7,113-52.4% | $6,326-46.5% | $6,730-49.7% |
| Admin fee / account holder | $1,385 | $20,916-93.4% | $17,523-92.1% | $14,365-90.4% |