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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,947 | $88,672-33.5% | $105,223-44.0% | $82,448-28.5% |
| Participation rate | 53.7% | 67.9%-14.2pp | 75.0%-21.3pp | 68.1%-14.3pp |
| Annual return | 20.65% | 30.86%-10.2pp | 180.65%-160.0pp | 41.64%-21.0pp |
| Employer contribution / active EE | $2,193 | $3,048-28.0% | $3,689-40.5% | $2,551-14.0% |
| Participant deferral / active EE | $5,042 | $4,036+24.9% | $5,072-0.6% | $4,139+21.8% |
| Admin fee / account holder | $874 | $7,146-87.8% | $8,859-90.1% | $7,234-87.9% |