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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,240 | $102,422-50.9% | $147,117-65.9% | $80,959-37.9% |
| Participation rate | 88.5% | 75.9%+12.7pp | 82.2%+6.4pp | 67.7%+20.9pp |
| Annual return | 17.61% | 135.16%-117.5pp | 420.54%-402.9pp | 35.67%-18.1pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,729 | $6,652+31.2% | $8,065+8.2% | $4,300+103.0% |
| Admin fee / account holder | $6,010 | $7,953-24.4% | $12,993-53.7% | $6,925-13.2% |