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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,550 | $148,623-84.8% | $135,974-83.4% | $139,466-83.8% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 32.63% | 79.30%-46.7pp | 68.30%-35.7pp | 373.66%-341.0pp |
| Employer contribution / active EE | $2,059 | $5,246-60.8% | $4,859-57.6% | $4,754-56.7% |
| Participant deferral / active EE | $3,836 | $8,103-52.7% | $7,760-50.6% | $6,712-42.8% |
| Admin fee / account holder | $1,246 | $12,406-90.0% | $10,767-88.4% | $11,409-89.1% |