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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,196 | $58,493-77.4% | $84,023-84.3% | $72,976-81.9% |
| Participation rate | 48.8% | 61.2%-12.5pp | 69.0%-20.2pp | 69.5%-20.7pp |
| Annual return | 67.39% | 28.93%+38.5pp | 71.32%-3.9pp | 81.02%-13.6pp |
| Employer contribution / active EE | $1,289 | $1,163+10.8% | $1,984-35.0% | $2,440-47.2% |
| Participant deferral / active EE | $3,483 | $2,394+45.5% | $3,239+7.5% | $3,608-3.5% |
| Admin fee / account holder | $1 | $4,569-100.0% | $6,102-100.0% | $5,124-100.0% |