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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,799 | $77,157-74.3% | $108,405-81.7% | $85,851-76.9% |
| Participation rate | 95.0% | 74.7%+20.3pp | 80.1%+14.9pp | 69.3%+25.7pp |
| Annual return | 39.53% | 44.55%-5.0pp | 905.55%-866.0pp | 318.63%-279.1pp |
| Employer contribution / active EE | $3,663 | $2,379+53.9% | $3,559+2.9% | $2,565+42.8% |
| Participant deferral / active EE | $8,287 | $5,567+48.9% | $6,563+26.3% | $3,952+109.7% |
| Admin fee / account holder | $7,810 | $5,174+51.0% | $7,297+7.0% | $6,261+24.7% |