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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,123 | $148,629-55.5% | $135,982-51.4% | $139,487-52.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.26% | 79.33%-62.1pp | 68.32%-51.1pp | 373.84%-356.6pp |
| Employer contribution / active EE | $1,849 | $5,247-64.8% | $4,859-62.0% | $4,755-61.1% |
| Participant deferral / active EE | $6,372 | $8,102-21.4% | $7,760-17.9% | $6,713-5.1% |
| Admin fee / account holder | $534 | $12,406-95.7% | $10,767-95.0% | $11,407-95.3% |