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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,607 | $162,136-49.1% | $152,301-45.8% | $154,746-46.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.29% | 91.02%-72.7pp | 80.50%-62.2pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,480 | $4,890-69.7% | $4,624-68.0% | $4,379-66.2% |
| Participant deferral / active EE | $5,393 | $8,341-35.3% | $8,004-32.6% | $6,730-19.9% |
| Admin fee / account holder | $1,712 | $15,759-89.1% | $14,398-88.1% | $14,365-88.1% |