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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,909 | $162,136-80.9% | $152,301-79.7% | $154,746-80.0% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 21.75% | 91.02%-69.3pp | 80.50%-58.8pp | 172.34%-150.6pp |
| Employer contribution / active EE | $5,171 | $4,890+5.7% | $4,624+11.8% | $4,379+18.1% |
| Participant deferral / active EE | $13,322 | $8,341+59.7% | $8,004+66.4% | $6,730+97.9% |
| Admin fee / account holder | $3,994 | $15,759-74.7% | $14,398-72.3% | $14,365-72.2% |