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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,041 | $108,882-52.2% | $96,754-46.2% | $154,746-66.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 16.58% | 98.39%-81.8pp | 82.04%-65.5pp | 172.34%-155.8pp |
| Employer contribution / active EE | $2,681 | $3,018-11.2% | $2,679+0.1% | $4,379-38.8% |
| Participant deferral / active EE | $7,239 | $5,323+36.0% | $4,758+52.2% | $6,730+7.6% |
| Admin fee / account holder | $322 | $10,200-96.8% | $8,905-96.4% | $14,365-97.8% |