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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,041 | $97,125-46.4% | $86,233-39.7% | $137,256-62.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 16.58% | 74.19%-57.6pp | 61.39%-44.8pp | 220.34%-203.8pp |
| Employer contribution / active EE | $2,681 | $2,841-5.6% | $2,504+7.1% | $4,156-35.5% |
| Participant deferral / active EE | $7,239 | $5,180+39.8% | $4,559+58.8% | $6,407+13.0% |
| Admin fee / account holder | $322 | $9,725-96.7% | $8,342-96.1% | $12,270-97.4% |