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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,946 | $76,608-81.8% | $56,077-75.1% | $145,877-90.4% |
| Participation rate | 68.2% | 63.2%+4.9pp | 52.5%+15.7pp | 80.3%-12.1pp |
| Annual return | 17.56% | 3009.59%-2992.0pp | 1709.28%-1691.7pp | 551.28%-533.7pp |
| Employer contribution / active EE | $1,195 | $1,382-13.5% | $1,040+14.9% | $4,663-74.4% |
| Participant deferral / active EE | $3,789 | $2,624+44.4% | $1,954+93.9% | $6,691-43.4% |
| Admin fee / account holder | $2,802 | $3,325-15.7% | $2,825-0.8% | $13,402-79.1% |