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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,832 | $82,674-53.0% | $125,381-69.0% | $68,486-43.3% |
| Participation rate | 48.4% | 75.1%-26.7pp | 82.4%-34.0pp | 67.9%-19.5pp |
| Annual return | -15.46% | -5.97%-9.5pp | 572.31%-587.8pp | -7.85%-7.6pp |
| Employer contribution / active EE | $2,798 | $3,382-17.3% | $4,815-41.9% | $2,597+7.7% |
| Participant deferral / active EE | $5,715 | $6,111-6.5% | $7,448-23.3% | $4,028+41.9% |
| Admin fee / account holder | $1,235 | $6,277-80.3% | $10,007-87.7% | $5,404-77.1% |