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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,045 | $209,425-67.5% | $178,499-61.9% | $158,966-57.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.18% | 188.80%-182.6pp | 151.10%-144.9pp | 302.95%-296.8pp |
| Employer contribution / active EE | $10,921 | $5,707+91.4% | $5,011+117.9% | $4,762+129.3% |
| Participant deferral / active EE | $20,266 | $5,955+240.3% | $5,202+289.6% | $5,983+238.7% |
| Admin fee / account holder | $3,722 | $17,078-78.2% | $13,986-73.4% | $11,250-66.9% |