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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,094 | $175,231-42.9% | $149,696-33.1% | $139,466-28.2% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.47% | 166.77%-149.3pp | 134.46%-117.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $4,777 | $5,478-12.8% | $4,821-0.9% | $4,754+0.5% |
| Participant deferral / active EE | $11,597 | $6,521+77.8% | $5,682+104.1% | $6,712+72.8% |
| Admin fee / account holder | $5,452 | $16,155-66.3% | $13,212-58.7% | $11,409-52.2% |