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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,756 | $175,259-81.9% | $149,723-78.8% | $139,487-77.2% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 18.53% | 166.82%-148.3pp | 134.50%-116.0pp | 373.84%-355.3pp |
| Employer contribution / active EE | $1,865 | $5,478-66.0% | $4,821-61.3% | $4,755-60.8% |
| Participant deferral / active EE | $1,941 | $6,522-70.2% | $5,682-65.8% | $6,713-71.1% |
| Admin fee / account holder | $3,205 | $16,158-80.2% | $13,215-75.7% | $11,407-71.9% |