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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,288 | $175,259-35.4% | $149,723-24.3% | $139,487-18.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.30% | 166.82%-148.5pp | 134.50%-116.2pp | 373.84%-355.5pp |
| Employer contribution / active EE | $14,940 | $5,478+172.7% | $4,821+209.9% | $4,755+214.2% |
| Participant deferral / active EE | $13,829 | $6,522+112.0% | $5,682+143.4% | $6,713+106.0% |
| Admin fee / account holder | $1,331 | $16,158-91.8% | $13,215-89.9% | $11,407-88.3% |