Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $37,206 |
CAMBRIDGE INVESTMENT RESEARCH2+ years Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 49 · EIN 42-1445429 | Other Services | $24,836 |
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $6,435 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,958 | $43,717+149.2% | $81,473+33.7% | $77,958+39.8% |
| Participation rate | 3.4% | 42.5%-39.1pp | 68.0%-64.6pp | 71.6%-68.3pp |
| Annual return | 17.43% | 23.83%-6.4pp | 38.78%-21.4pp | 20.87%-3.4pp |
| Employer contribution / active EE | $66 | $919-92.8% | $2,568-97.4% | $2,310-97.2% |
| Participant deferral / active EE | $291 | $1,783-83.7% | $3,537-91.8% | $3,537-91.8% |
| Admin fee / account holder | $195 | $108+80.5% | $4,561-95.7% | $97+100.0% |