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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,822 | $117,895-61.1% | $102,460-55.3% | $145,897-68.6% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 16.12% | 31.92%-15.8pp | 29.47%-13.3pp | 552.29%-536.2pp |
| Employer contribution / active EE | $5,947 | $3,619+64.3% | $3,025+96.6% | $4,663+27.6% |
| Participant deferral / active EE | $11,113 | $5,736+93.7% | $5,056+119.8% | $6,689+66.1% |
| Admin fee / account holder | $677 | $13,353-94.9% | $9,460-92.8% | $13,390-94.9% |