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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,956 | $98,240-12.5% | $82,312+4.4% | $147,586-41.8% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | -1.79% | 30.85%-32.6pp | 25.88%-27.7pp | 578.59%-580.4pp |
| Employer contribution / active EE | $4,701 | $3,192+47.3% | $2,428+93.6% | $4,876-3.6% |
| Participant deferral / active EE | $11,413 | $4,383+160.4% | $3,706+207.9% | $5,439+109.8% |
| Admin fee / account holder | $10,603 | $8,563+23.8% | $5,608+89.1% | $10,886-2.6% |