Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,284 | $99,994-80.7% | $146,643-86.8% | $85,847-77.5% |
| Participation rate | 34.0% | 73.1%-39.1pp | 80.1%-46.1pp | 69.3%-35.4pp |
| Annual return | 9.68% | 18.93%-9.3pp | 22.75%-13.1pp | 318.61%-308.9pp |
| Employer contribution / active EE | $828 | $2,559-67.6% | $4,137-80.0% | $2,565-67.7% |
| Participant deferral / active EE | $1,200 | $4,006-70.0% | $5,506-78.2% | $3,952-69.6% |
| Admin fee / account holder | $2,418 | $7,703-68.6% | $10,280-76.5% | $6,261-61.4% |