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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,058 | $157,296-52.3% | $141,191-46.8% | $152,897-50.9% |
| Participation rate | 82.4% | 84.8%-2.5pp | 82.5%-0.1pp | 82.5%-0.1pp |
| Annual return | 918.86% | 64.34%+854.5pp | 71.41%+847.4pp | 345.43%+573.4pp |
| Employer contribution / active EE | $3,830 | $5,262-27.2% | $4,736-19.1% | $4,764-19.6% |
| Participant deferral / active EE | $8,181 | $7,111+15.1% | $6,710+21.9% | $5,851+39.8% |
| Admin fee / account holder | $2,471 | $12,125-79.6% | $10,264-75.9% | $11,599-78.7% |