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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,887 | $81,763-34.1% | $58,561-8.0% | $139,466-61.4% |
| Participation rate | 26.3% | 61.3%-35.0pp | 50.9%-24.6pp | 80.3%-54.0pp |
| Annual return | 25.18% | 7427.77%-7402.6pp | 4251.33%-4226.1pp | 373.66%-348.5pp |
| Employer contribution / active EE | $440 | $1,398-68.5% | $1,053-58.2% | $4,754-90.7% |
| Participant deferral / active EE | $2,561 | $2,555+0.3% | $1,923+33.2% | $6,712-61.8% |
| Admin fee / account holder | $1,553 | $3,273-52.6% | $2,520-38.4% | $11,409-86.4% |