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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,767 | $76,519-29.7% | $56,025-4.0% | $145,897-63.1% |
| Participation rate | 47.1% | 63.2%-16.2pp | 52.5%-5.4pp | 80.3%-33.2pp |
| Annual return | 34.91% | 3017.03%-2982.1pp | 1712.69%-1677.8pp | 552.29%-517.4pp |
| Employer contribution / active EE | $641 | $1,383-53.6% | $1,042-38.4% | $4,663-86.2% |
| Participant deferral / active EE | $3,278 | $2,624+24.9% | $1,955+67.7% | $6,689-51.0% |
| Admin fee / account holder | $0 | $3,331-100.0% | $2,828-100.0% | $13,390-100.0% |