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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,787 | $96,691-83.7% | $86,656-81.8% | $139,487-88.7% |
| Participation rate | 62.5% | 74.4%-11.9pp | 71.7%-9.2pp | 80.3%-17.8pp |
| Annual return | 21.39% | 106.87%-85.5pp | 593.09%-571.7pp | 373.84%-352.4pp |
| Employer contribution / active EE | $1,526 | $3,267-53.3% | $3,025-49.6% | $4,755-67.9% |
| Participant deferral / active EE | $2,704 | $4,838-44.1% | $4,439-39.1% | $6,713-59.7% |
| Admin fee / account holder | $2,084 | $6,414-67.5% | $5,619-62.9% | $11,407-81.7% |