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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,107 | $98,776-84.7% | $149,745-89.9% | $79,856-81.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 0.00% | 27.38%-27.4pp | 276.72%-276.7pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,429 | $3,217-55.6% | $4,646-69.2% | $2,471-42.2% |
| Participant deferral / active EE | $2,364 | $5,681-58.4% | $6,843-65.5% | $3,741-36.8% |
| Admin fee / account holder | $9,864 | $6,053+63.0% | $9,312+5.9% | $5,306+85.9% |