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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,808 | $102,422-68.9% | $147,117-78.4% | $80,959-60.7% |
| Participation rate | 70.6% | 75.9%-5.3pp | 82.2%-11.6pp | 67.7%+2.9pp |
| Annual return | 15.68% | 135.16%-119.5pp | 420.54%-404.9pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,791 | $3,717-51.8% | $4,932-63.7% | $2,757-35.0% |
| Participant deferral / active EE | $3,006 | $6,652-54.8% | $8,065-62.7% | $4,300-30.1% |
| Admin fee / account holder | $1,143 | $7,953-85.6% | $12,993-91.2% | $6,925-83.5% |