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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,936 | $55,889-55.4% | $76,119-67.2% | $80,935-69.2% |
| Participation rate | 25.5% | 62.1%-36.5pp | 69.1%-43.5pp | 67.7%-42.1pp |
| Annual return | 53.00% | 20.58%+32.4pp | 361.25%-308.2pp | 35.66%+17.3pp |
| Employer contribution / active EE | $875 | $1,866-53.1% | $2,693-67.5% | $2,757-68.3% |
| Participant deferral / active EE | $1,830 | $3,051-40.0% | $4,259-57.0% | $4,299-57.4% |
| Admin fee / account holder | $1,637 | $5,241-68.8% | $6,421-74.5% | $6,924-76.4% |