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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,469 | $165,361-45.9% | $149,715-40.2% | $158,950-43.7% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 14.26% | 348.24%-334.0pp | 276.66%-262.4pp | 302.91%-288.6pp |
| Employer contribution / active EE | $3,960 | $5,103-22.4% | $4,645-14.7% | $4,762-16.8% |
| Participant deferral / active EE | $5,797 | $7,182-19.3% | $6,842-15.3% | $5,983-3.1% |
| Admin fee / account holder | $40 | $10,808-99.6% | $9,310-99.6% | $11,248-99.6% |