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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,551 | $115,903-89.2% | $100,528-87.5% | $158,966-92.1% |
| Participation rate | 73.3% | 81.6%-8.3pp | 79.4%-6.1pp | 82.0%-8.6pp |
| Annual return | 40.49% | 34.80%+5.7pp | 30.90%+9.6pp | 302.95%-262.5pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,673 | $6,677+14.9% | $6,271+22.4% | $5,983+28.2% |
| Admin fee / account holder | $811 | $11,000-92.6% | $8,084-90.0% | $11,250-92.8% |