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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,998 | $183,516-83.7% | $155,534-80.7% | $145,884-79.4% |
| Participation rate | 95.7% | 82.7%+12.9pp | 78.2%+17.4pp | 80.3%+15.3pp |
| Annual return | 14.31% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,412 | $5,315-54.6% | $4,675-48.4% | $4,662-48.3% |
| Participant deferral / active EE | $3,996 | $6,467-38.2% | $5,630-29.0% | $6,690-40.3% |
| Admin fee / account holder | $1,066 | $19,293-94.5% | $15,900-93.3% | $13,392-92.0% |