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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,354 | $46,697-13.6% | $117,533-65.7% | $68,486-41.1% |
| Participation rate | 100.0% | 56.8%+43.2pp | 70.6%+29.4pp | 67.9%+32.1pp |
| Annual return | -20.54% | -14.52%-6.0pp | 29.77%-50.3pp | -7.85%-12.7pp |
| Employer contribution / active EE | $2,819 | $1,506+87.3% | $4,179-32.5% | $2,597+8.6% |
| Participant deferral / active EE | $5,121 | $2,637+94.2% | $4,072+25.8% | $4,028+27.2% |
| Admin fee / account holder | $384 | $4,023-90.5% | $5,647-93.2% | $5,404-92.9% |