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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,074 | $94,439-72.4% | $73,658-64.6% | $154,746-83.2% |
| Participation rate | 94.1% | 64.7%+29.5pp | 57.0%+37.1pp | 80.7%+13.4pp |
| Annual return | 48.82% | 28.25%+20.6pp | 29.72%+19.1pp | 172.34%-123.5pp |
| Employer contribution / active EE | $2,843 | $1,257+126.1% | $1,032+175.4% | $4,379-35.1% |
| Participant deferral / active EE | $7,030 | $2,527+178.2% | $2,062+241.0% | $6,730+4.5% |
| Admin fee / account holder | $307 | $3,843-92.0% | $3,357-90.9% | $14,365-97.9% |