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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,074 | $174,018-85.0% | $136,833-80.9% | $198,609-86.9% |
| Participation rate | 94.1% | 65.1%+29.0pp | 59.0%+35.1pp | 82.4%+11.7pp |
| Annual return | 48.82% | 35.16%+13.7pp | 35.32%+13.5pp | 202.70%-153.9pp |
| Employer contribution / active EE | $2,843 | $1,571+80.9% | $1,319+115.6% | $5,055-43.8% |
| Participant deferral / active EE | $7,030 | $2,873+144.7% | $2,441+188.0% | $6,977+0.8% |
| Admin fee / account holder | $307 | $5,434-94.4% | $4,706-93.5% | $19,030-98.4% |