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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,985 | $108,911+6.5% | $100,392+15.5% | $145,884-20.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.48% | 58.23%-42.8pp | 49.45%-34.0pp | 551.85%-536.4pp |
| Employer contribution / active EE | $18,445 | $4,420+317.3% | $3,941+368.0% | $4,662+295.6% |
| Participant deferral / active EE | $10,112 | $8,459+19.5% | $8,090+25.0% | $6,690+51.2% |
| Admin fee / account holder | $1,417 | $9,698-85.4% | $7,904-82.1% | $13,392-89.4% |