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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,606 | $110,379-92.2% | $102,412-91.6% | $145,884-94.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 25.08% | 24.84%+0.2pp | 24.94%+0.1pp | 551.85%-526.8pp |
| Employer contribution / active EE | $2,537 | $4,216-39.8% | $3,870-34.4% | $4,662-45.6% |
| Participant deferral / active EE | $4,166 | $5,622-25.9% | $5,060-17.7% | $6,690-37.7% |
| Admin fee / account holder | $2,840 | $9,745-70.9% | $8,388-66.1% | $13,392-78.8% |