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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,606 | $111,814-92.3% | $103,374-91.7% | $145,959-94.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 25.08% | 24.77%+0.3pp | 24.89%+0.2pp | 561.95%-536.9pp |
| Employer contribution / active EE | $2,537 | $4,214-39.8% | $3,869-34.4% | $4,661-45.6% |
| Participant deferral / active EE | $4,166 | $5,618-25.8% | $5,058-17.6% | $6,689-37.7% |
| Admin fee / account holder | $2,840 | $9,754-70.9% | $8,394-66.2% | $13,398-78.8% |