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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,846 | $167,353-55.9% | $143,797-48.6% | $134,545-45.1% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -16.66% | 0.48%-17.1pp | -0.04%-16.6pp | 418.37%-435.0pp |
| Employer contribution / active EE | $6,075 | $5,620+8.1% | $4,952+22.7% | $4,742+28.1% |
| Participant deferral / active EE | $9,071 | $6,447+40.7% | $5,638+60.9% | $6,401+41.7% |
| Admin fee / account holder | $405 | $18,096-97.8% | $14,679-97.2% | $11,431-96.5% |