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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,551 | $100,970-42.0% | $96,576-39.4% | $137,256-57.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.96% | 38.16%-20.2pp | 38.47%-20.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $3,832 | $3,809+0.6% | $3,553+7.8% | $4,156-7.8% |
| Participant deferral / active EE | $5,060 | $8,286-38.9% | $7,956-36.4% | $6,407-21.0% |
| Admin fee / account holder | $7,445 | $11,312-34.2% | $11,381-34.6% | $12,270-39.3% |